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交銀保險『置樂居』綜合保障
BOCOM Insurance "GOALHome" Comprehensive Insurance

WE CARE YOUR NEEDS
China BOCOM Insurance offer you a revolutionary brand new home insurance BOCOM Insurance "GOALHome" Comprehensive Insurance in which two different plans are provided tailored for the insurance needs of different customers. The two plans are Avant Plan and Basic Plan.

KEY FEATURES
1、Avant Plan
Up to maximum HK$2,500,000 home contents protection.
Cover initial landlord's fixtures & fittings including doors, windows, floorings, electricity & water apparatus.
New for Old Replacement for fitting out works or household applicants established less than 5 years.
Cover valuables, works of art, collections, vintage wine & piano.
Cover Personal effects worldwide protection excluding handheld electronic devices such as mobile phone
Cover home contents at roof top, balcony outside the premises
Cover unauthorized use of credit or stored value card.
Cover Domestic Helper’s Personal Effects.
Cover money stolen by domestic helper.
Golfer hole-in-one celebration
2、Basic Plan
Up to maximum HK$800,000 home contents protection.
New for Old Replacement for fitting out works or household applicants established less than 5 years.
Cover valuables and piano.
Extend to cover loss and damage to home contents during home removal PROVIDED new home should be insured with us.
Alteration, Repairs and Decorations carried out within the Insured Premises if contract value less than 10% of contents sum insured it will not prejudice the rights & interests of the Insured.
Cover loss or damage to household goods and appliances temporarily remove away Insured Premises for the purpose of repair, maintenance, renovation, relocation or cleaning.
Adaptive home expenses incurred for insured persons who become permanent disablement during the period of insurance.
Tenant Legal Liability (applicable to rented home).

OTHER SERVICES
We will offer you the BOCOM Insurance “HonorMaid” Protection which is only available to existing policyholder &/or applicant of BOCOM Insurance "GOALHome" Comprehensive Insurance at the time of submitting the application. The key features of BOCOM Insurance “HonorMaid” Protection are :
Provide three different plans covering of overseas domestic helper, local part-time maid or baby sister to suit different needs of our customers
360° Protection against Employer’s Liability arising out of in the course of employment.
24 hours personal accidents cover whilst the insured maid is at work or on holiday.
Comprehensive medical cover with double surgical fees protection to tackle cancer and heart diseases.
Outpatient consultation extends fee incurred by Bonesetter, Physio & Chiropractor.
Repatriation Expenses.
Replacement Expenses.
Temporary Helper Expenses.
Insurance policy is automatically extended to cover part-time domestic helper or baby sitter hired by Insured during the term of insurance cover at Insured Premises.

MAIN EXCLUSIONS
War, civil war, mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising, rebellion, revolution, insurrection or military or usurped power, martial law, Terrorist attack, Nuclear Fission, Radioactive Contamination, equipment for occupational or commercial use, contact lenses, depreciation, infestation, moldy, mechanical or electrical breakdown, dishonesty act of Insured, landslips or subsidence, animals, plants or any kind of creature, communicable disease. For other exclusions, please refer to original policy provision.

CLAIMS SERVICE
In the event of any claim under the policy, we strive to provide you with prompt, fair and courteous claims service.

APPLICATION PROCEDURE
To apply, please complete and return the proposal form or please contact us for more details.

This product summary is used for quick reference only. Please refer to the policy for exact terms, conditions and exclusion.
PERSONAL INFORMATION COLLECTION
The information you provide to us is collected to enable us to carry on insurance business and may be used for the purpose of any insurance or financial related product or service or any alterations, variation, cancellation or renewal of them and any claim or analysis of it; and may be transferred to any of our related companies or any other company carrying on insurance or reinsurance related business or an intermediary or a claims or investigation or other service provider providing services relevant to insurance business or any association or federation of insurance companies that exists or is formed from time to time.

You have the right to obtain access to and to request correction of any personal information concerning yourself held by China BOCOM Insurance Co., Ltd. Requests for such access can be made to our Data Protection Officer.

Please refer the "Personal Information Collection Statement" to the " Terms Of Use" stated at the bottom of this Page.

This product summary is used for quick reference only. Please refer to the policy for exact terms, conditions and exclusion.