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Your domestic helper will perform
the daily chores duties, ranging from indoor work to outdoor work such as
cooking, cleaning and shopping. However, accident may happen to your domestic
helper at any time. Under the Employees' Compensation Ordinance, you are
legally required to effect a valid employees' compensation insurance for
your domestic helper. Our Foreign Domestic Helper Comprehensive
Insurance will provide you with a comprehensive insurance coverage to protect
you and your domestic helper in case of any unpredictable accidents happened
to your domestic helper.
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FLEXIBLE
COVERAGE OPTIONS
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To meet with your different needs, Our Foreign Domestic Helper
Comprehensive Insurance will offer you the following plans at your choice
:
| Plan A: Standard Plan |
In
the event if your domestic helper shall sustain bodily injury or
death by accident or disease arising out of and in the course of
employment, Plan A will indemnify you against your legal liability
in respect of such bodily injury or death under the Employees' Compensation
Ordinance, with maximum limit up to HK$100,000,000.
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| Plan B: Comprehensive Plan
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In addition to the coverage provided under Plan A, we will provide you
with the following additional coverage subject to the limits stated
in the Table of Benefits:
．24 Hours Personal Accident
．Clinical Expenses
．Surgical & Hospitalization Expenses
．Dental Expenses
．Repatriation Expenses
．Replacement Expenses
．Temporary Helper Expenses
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Insured
Items and Coverage
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Maximum
of Indemnity
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Plan A
(HK$)
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Plan B
(HK$)
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1. Employees'
Compensation
Indemnify against liabilities under the Employees'
Compensation
Ordinance if the domestic helper
suffers accidental injury arising
out of and in the
course of employment
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$100,000,000
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$100,000,000
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2. 24 Hours
Personal Accident
Cover domestic helper against accidental death or
permanent total
disablement in the course of employment
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$150,000
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3. Clinical
Expenses
Reimburse the clinical expenses for medical
treatment resulting
from sickness or accidental
injury (limit 1 visit per day)
Per Visit
Per Period of Insurance
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$150
$3,000
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4.
Surgical and Hospitalization Expenses
Cover domestic helper against the surgical and
hospitalization expenses
due to sickness and
accidental injury
Room & Board
Surgical Fees
Anesthesia Fees
Operation Theatre Charges
Per Period of Insurance
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$300/day
$10,000
$2,500
$1,500
$25,000
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5.
Dental Expenses
Reimburse dental expenses incurred from oral
surgery, treatment
of abscesses, X-rays, extractions
or fillings (except scaling) resulting
from accident
(limit 1 visit per day) excluding scaling,
oral exam etc.
Per Period of Insurance
(80% Reimbursement - accident)
(70% Reimbursement - sickness)
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$1,500
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6.
Repatriation Expenses
Compensate for the costs of returning the remains
of or repatriating
the domestic helper back to the
country of origin due to death,
injury or medically unfit
to continue employment
Unfit to work
Death |
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$10,000
$20,000
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7. Replacement
Expenses
Reimburse the replacement expenses incurred for
employing new
domestic helper because current
domestic helper has to be repatriated
due to death
or medically unfit to work
Period of Insurance
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$5,000
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8. Temporary Helper Expenses
Reimburse the replacement expenses incurred for
employ a temporary
helper if the domestic helper is
hospitalized for more than 5 days
or death or proven
that medically unfit to work & has terminated
contract
of service
Per Day
Per Period of Insurance
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$200
$5,000
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Buy
Two-Years Period at a Discounted Price
In order to save your valuable time and money, we offer you an option to
purchase a two-years period at a discounted price.
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Plan
A
(HK$)
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Plan B
(HK$)
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| One Year Premium |
$500
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$680
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| Two Years Premium |
$900
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$1,150
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Remark: The above premium does not include IA Levy.
The domestic helper must be aged:
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Between 18 and 60 for Plan A
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Between
18 and 50 for Plan B
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A 15 days waiting period from the inception date of this insurance shall be
applicable under Sections 3 to 8. No benefits shall be payable under these
Sections during the waiting period. If the insured has proved that a valid
insurance with medical cover was affected immediate before this insurance,
the 15-day waiting period can be waived.
War, self-inflicted injury, suicide, pregnancy and child birth, routine check-up,
HIV/AIDS, mental illness, drug addiction, Pneumoconiosis or Noise-Induced
Deafness, any pre-existing medical condition prior to inception of this
insurance etc.
In the event of any claim under the policy, we strive to provide you with
prompt, fair and courteous claims service.
To apply, please complete and return the
proposal
form or please contact
us for more details.
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PERSONAL INFORMATION COLLECTION |
The information you provide to us is collected to enable us to carry on
insurance business and may be used for the purpose of any insurance or
financial related product or service or any alterations, variation,
cancellation or renewal of them and any claim or analysis of it; and may be
transferred to any of our related companies or any other company carrying on
insurance or reinsurance related business or an intermediary or a claims or
investigation or other service provider providing services relevant to
insurance business or any association or federation of insurance companies
that exists or is formed from time to time.
You have the right to obtain access to and to request correction of any personal information concerning yourself held by China BOCOM Insurance Co., Ltd. Requests for such access can be made to our
Data Protection Officer.
Please refer the "Personal Information Collection Statement" to the "
Terms Of Use" stated at the bottom of this Page.
This product summary is used for quick reference only. Please refer to
the policy for exact terms, conditions and exclusion.
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