A Medical Card that You MUST bring along with when travelling in Mainland China
China Accidental Emergency Medical Insurance Card
More Classes: |
Short Term 14, 30, 60 and 90 days
Full Year One, Two and Three Years |
As a frequent traveler to Mainland China for business or pleasure purpose, what you basically need is a well arrangement of your itinerary including clothing, food, accommodation and transportation. In addition, you should better arrange an emergency accidental medical insurance for yourself. In case of accident, you may suffer from delay on medical treatment if you have problems to pay cash deposit to the hospital. In order to avoid such worries, China BOCOM Insurance Co., Ltd. and
the National Health Commission of the PRC (hereinafter called “NHC”), the Department of International Exchanges and Cooperation Centre (hereinafter called "NHC-IHECC") joint together providing you a CBI China Accidental Emergency Medical Card. Simply follow the steps stipulated under insurance policy to approach NHFPC-ICC Emergency Medical Network for emergency medical treatment and no deposit payment is required.
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China Accidental Emergency Medical Insurance has a lot of great benefits:
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| (a) No cash deposit required for receiving treatment at designated hospitals in Mainland China. |
| (b) Premium at affordable price – Not more
than HK$2 a day! |
| (c) Approx. 900 network hospitals agree to waive deposit for admission under this insurance |
| (d) Best Protection |
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~ large limit for
emergency medical expenses |
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~ nil excess policy |
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~ free personal accident
insurance cover |
| (e) 24-Hour Emergency Assistance Services |
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~ 24-Hour Hotlines at Hong Kong and Beijing ready to serve you |
| (f) On-going value added medical card |
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~ More and more privileges that you will enjoy from this medical card |
CBI China Accidental Emergency Medical Insurance provides the
following immense coverage, up to the maximum limit stated in the Coverage
Summary Table.
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1.
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Emergency Medical Expenses & Follow Up Treatment Expenses |
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Indemnify the emergency medical expenses necessarily and reasonably
incurred due to accidental bodily injury occurred in Mainland China.
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Follow up Treatment Expenses (including Physiotherapy or
Chiropractic Treatment Expenses and Chinese Herbalists or
Bonesetters Expenses) – HK & PRC ( NOW available for short term
medical card ). |
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2. |
Emergency Assistance Services |
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24 Hours Hotline Services
In case an accident happens or if you suffer from accidental bodily
injury while travelling Mainland China, 24-Hour Emergency Assistance
Services will be provided by the NHC-IHECC in Beijing,
China and Inter Partner Assistance Hong Kong) Limited (IPA) in Hong Kong, China.
Using the China Medical Card
Admission of network hospitals for accidental emergency medical
treatment without deposit up to the maximum Limit of Benefits
specified in this Policy. In case of an accident, the Insured shall
follow the prescribed procedures under the insurance policy contract
approaching the network hospital for immediate treatment.
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Apart from accidental emergency medical at network hospital, Insured
person can approach the emergency services agent "IPA" to arrange
below emergency services |
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(a) |
Emergency Medical Evacuation |
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(b) |
Emergency Repatriation to Hong Kong after
Treatment |
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(c) |
Repatriation of Mortal Remains/Ashes to Hong
Kong |
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(d) |
Compassionate Visit |
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(e) |
Return of Unattended Dependent Child(ren) to
Hong Kong |
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(f) |
Hospital Admission Guarantee Deposit (for
non-network hospital) |
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(g) In addition, IPA will provide the
following hotline services: |
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Embassy Referral |
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Lost Luggage Assistance |
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Emergency Travel Service Assistance |
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Interpreter Referral |
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Legal Referral |
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Pre-trip Information |
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Emergency Message referral |
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"IPA" services subject to terms of use |
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3.
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Personal Accident Insurance |
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If you suffer accidental death or total
paralysis during the period of insurance, we will provide the
benefits to you or your legal beneficiary. |
| Scope of Benefits |
Limit of Benefits Per Event (HKD) |
| 14, 30, 60 & 90 days
(short-term policy) |
1, 2 & 3 years policy |
| 1.1 |
Emergency Medical Expenses |
$200,000.00 |
$300,000.00 |
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1.2 |
Follow
Up Treatment Expenses within 60 days (for short-term policy up to
max 30 days) after discharging from hospital (Including
Physiotherapy or Chiropractic Treatment Expenses and Chinese
Herbalists or Bonesetters Expenses with sub-limits as stated below) |
$3,000.00 |
$15,000.00 |
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i.
ii. |
Physiotherapy or Chiropractic Treatment Expenses(Limit $250 per Day)
Chinese Herbalists and Bonesetters Expenses(Limit $150 per Day) |
$1,000.00 |
$2,500.00 |
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$900.00 |
$1,500.00 |
| Emergency
Assistance Services |
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| 2.1 |
Medical Evacuation |
$50,000.00 |
Unlimited |
| 2.2 |
Repatriation to Hong
Kong after Treatment |
Unlimited |
| 2.3 |
Repatriation of Mortal
Remains/Ashes to Hong Kong |
Unlimited |
Unlimited |
| 2.4 |
Compassionate Visit
In the event of the Insured suffering from serious Accidental Bodily
Injury resulting in hospital confinement for more than 7 (seven)
consecutive days
In the event of the Insured suffering from serious Accidental Bodily
Injury resulting in hospital confinement for more than 7 (seven)
consecutive days |
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i. |
One Round Trip Ticket
(On Economy Fare Basis) |
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ii. |
Cost of Accommodation [$1,200.00 per day for a maximum
period of 5 consecutive days] |
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i. |
Two Round Trip Ticket
(On Economy Fare Basis) |
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ii. |
Cost of Accommodation [$1,500.00 per day for a maximum
period of 7 consecutive days] |
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| 2.5 |
Return of Unattended
Dependent Child(ren) to HK (Age below 16) |
A Return Ticket (On Economy
Fare Basis) |
A Return Ticket (On Economy
Fare Basis) |
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2.6 |
Hospital Admission
Guarantee Deposit |
$50,000.00 |
$65,000.00 |
| 3.1 |
Personal Accident (Accidental Death or Total Paralysis) |
$50,000.00 |
$300,000.00 |
Effective Date: 01-Oct-2012
Insured Person should be aged between 16 and 75, holder of Hong Kong Identity Cards or Macao SAR Resident Identity Card or Mainland Travel Permit for Taiwan Resident(s) or Passport of other overseas country. A proof of relationship between Insurance applicant and Insured person becomes necessary if the Insured person is not the Insurance applicant himself/herself. In this situation, the insured applicant shall only be the parents, spouse, children or the legal guardian of the Insured Person.
Territorial Limit : Whole China(but not including HongKong,China,MaCao & Taiwan,China)
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Period of Insurance |
*Permium(HK$) |
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14Days |
$78.08 |
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30Days |
$138.14 |
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60Days |
$168.17 |
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90Days |
$208.21 |
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1Year |
$600.60 |
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2Years |
$1,001.00 |
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3Years |
$1,401.40 |
Remark: The above premium does not include IA Levy.
Territorial Limit : Guangdong Province
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Period of Insurance |
*Permium(HK$) |
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1Year |
$350.35 |
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2Years |
$580.58 |
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3Years |
$800.80 |
Remark: The above premium does not include IA Levy.
Effective Date: 01-Apr-2021
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1. |
You may choose 2 or 3 years insurance period or cover limited to Guangdong Province in order to enjoy more savings on premium |
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2. |
Unlimited times of journey within the policy year and no
restriction on duration of stay. |
War, civil war, mutiny, civil commotion assuming the proportions of or
amounting to a popular rising, military rising, rebellion, revolution,
insurrection or military or usurped power, martial law, terrorist attack, nuclear fission,
radioactive contamination, Illness, infectious disease or by medical or surgical treatment
(other than treatment required on account of an accident covered by this policy), hunting, mountaineering
necessitating ropes or guides, skating, water skiing, winter sports, diving, racing of any kind or fighting
or insanity or being under influence of drugs, alcohol,
intoxication, solvent abuse etc. For details, please refer to original policy terms and conditions.
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1. |
No refund premium will be made for 1-Year policy. |
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2. |
For 2-Years or 3-Years policy, refund will be only made if the
remaining unexpired term exceeds twelve months, subject to minimum
premium under the policy. In case of cancellation, you must return
the original medical card to the Company for cancellation. |
Emergency Medical Expenses
In the event of accident, simply follow steps under our medical card
insurance policy to arrange the emergency medical treatment. The Insured
person should first call Beijing 24 hours hotline who will confirm the
case, coverage and direct you to the nearby Network Hospitals for
emergency medical treatment. Insured person only has to present our
medical card to the Network Hospital when he arrives the network
hospital for emergency treatment and no deposit is required. We will
verify the claim submitted from the Hospitals & reimburse medical
expenses to them directly.
If you pay the medical expenses without using our medical card, you
should complete the claim form and return to China BOCOM Insurance Co.,
Ltd. together with the original hospital receipts and medical
certificate issued by the attending doctor for processing.
Emergency Assistance Services
For using other emergency services (other than network hospital
admission) such as Emergency Medical Evacuation, Repatriation etc. the
Insured person should call our Hong Kong 24 hours "IPA" hotline for
assistance.
Personal Accident
Please complete and
return the claim form together with relevant supporting documents
directly to us.
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1.
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You can choose higher indemnity limit on Personal
Accident Insurance at special discount .
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2.
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You can enjoy a special discount when you are
subscribing any other *(Personal insurance products). For more
details about this promotion, please contact us. |
*The Company reserves the right to add/change/cancel the benefits at any times without prior notice.
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Please complete the proposal form and select the payment method for premium as stated.
*This plan will be effected from 7 working days after acceptance of the application.
China BOCOM Insurance Co., Ltd. reserves all rights to decline the insurance application according to its underwriting policy.
If you have any queries, please contact us.
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PERSONAL INFORMATION COLLECTION |
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