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You may have invested considerable time and money on your products in order
to meet the high standards demanded by your customers. However, your goods
may suffer loss or damage whilst being transported from one place to another,
such as due to Act of God or third party's negligence. Our Cargo Insurance will provide compensation for loss of or damage to
the goods whilst in transit in accordance with the policy conditions. This
will give you a peace of mind and safeguard your financial well-being in
the event of any loss of or damage to your goods during transit.
In order to suit your different needs, Our Cargo
Insurance offers a wide range of coverage options for different means of
transportation:
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By Sea |
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Institute Cargo Clauses (A), (B), (C) |
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By Air |
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Institute Cargo Clauses (Air) (excluding sendings by Post) |
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By Land Transit |
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Overland Transportation Clauses (By Train, Truck) |
The coverage highlights of
Institute Cargo Clauses (A), (B), (C):
(Box with tick' 'means the risk
is covered)
| Loss or Damage Reasonably Attributable To: |
A
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B
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C
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| Fire or explosion |
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| Vessel or craft being stranded, grounded, sunk or capsized |
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| Overturning or derailment of land conveyance |
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| Collision or contact of vessel, craft or conveyance with any external object
other than water |
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| Discharge of cargo at a port of distress |
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| Earthquake, volcanic eruption or lightning |
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Loss or Damage Caused By: |
A
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B
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C
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| General average sacrifice |
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| Jettison |
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| Washing Overboard |
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| Entry of sea, lake or river water into vessel, craft, hold, conveyance,
container, liftvan or place of storage |
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| Total loss of any package lost overboard or dropped whilst loading on to,
or unloading from, vessel or craft |
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| Malicious Damage |
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| Both to Blame Collision |
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| General Average/Salvage Charges |
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| Forwarding Charges |
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Depending on the nature of risk, Our Cargo Insurance can
offer additional coverage and extensions. War and strike risks can be offered
and, fresh water damage, breakage, seepage and leakage etc. can be extended
under the Institute Cargo Clauses (B) or (C).
We offer competitive premium in accordance with the nature and value of the
goods, voyage and the means of transportation.
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1.
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To contact the survey agent as stated in the policy immediately and apply
for survey. |
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2.
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To claim immediately on the Carriers, Port Authorities or other Bailees
for any missing packages. |
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3.
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In no circumstances, except under written protest, to give clean receipts
where goods are in doubtful condition. |
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4.
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To ask the Carriers' or other Bailees' representatives to conduct survey
if the loss or damage was apparent at time of delivery and claim against
the Carriers or other Bailees for any actual loss or damage found
at such survey. |
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5.
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To give notice in writing to the Carriers or other Bailees within three
days after delivery if the loss or damage was not apparent at the
time of taking delivery. |
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1.
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Original Insurance Policy |
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2.
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Original or certified copy of Invoice and Packing List. |
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3.
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Original or certified copy of Bill of Lading and/or other contract of carriage. |
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4.
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Survey Report and other documentary evidence to show the extent of the loss
or damage. |
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5.
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Correspondence exchanged with the Carriers and other Parties regarding
their liability for the loss or damage. |
In the event of any claim under the policy, we strive to provide you with prompt,
fair and courteous claims service.
To apply, please complete and return the
proposal
form or please contact
us for more details.
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