WE CARE YOUR NEEDS

The business world has always been full of opportunities and challenges. It is the way to grasp the current opportunities and plan for the future. CBI Profit Smart Business Solution can not only provide your company with solid protection under different business operating environments, but also enables your company to deal with various threats. The steadily growth of the company gives impetus into improving profitability and eventually creates higher value for investors.
CBI Profit Smart Business Solution brings you a new leading edge of peer protection. In addition to safeguarding general property losses, additional expenses for resuming business after loss, general third party liabilities, this product is also particularly targeted at the increasingly serious cyber attacks, fraud, intellectual property rights disputes and different types of third-party legal liabilities in the city, provide comprehensive and multi-faceted protection so that you will not be afraid of any challenges and concentrate wholeheartedly on the company's business development, and lay a good foundation for the company's operations so that the company's success is just around the corner!

Product Snapshot

Key Features:

1. Revolutionary switch the determination of contents’ sum insured to pursuant to the actual gross floor area of the business premises. We pay loss up to the sum insured and no any deduction for under-insurance. It makes the insurance application fast and easy.
2. Various new protections are added into this product:-
   • Employee’s criminal damage to insured property
   • Sales and Exhibition Protection
   • Loss of electrical apparatus resulting from abnormal fluctuation of electric current
   • Portable Equipment Worldwide Protection
   • Artworks or Wine for self-used
   • Company's Event Cancellation or Postponement
   • Civil and Administrative Fines and Penalties
   • Intellectual Property (Defense Costs Only)
   • Tenant Legal Liability
   • Customer Data Liability (Defense Costs Only)
   • Cyber Extortion (Mitigation Costs Only)
   • Media Contents Liability (Defense Costs Only)
   • Employee’s Crime
   • Money in personal custody anywhere in the world

MAJOR EXCLUSIONS:
War, Terrorist attack by Nuclear &/or Biochemical weapon, Nuclear Fission, Radioactive Contamination, Non-business used equipment, personal effects (except held by Insured’s employees), depreciation, infestation, moldy, mechanical or electrical breakdown; Insured Employee in the course of the employment or engaging in and performing duty in connection with naval, military or air force service or military operations; armed force service; offshore activities like commercial diving, oil rigging, mining; handling of explosives &/or dangerous goods; or working as an aerial worker, aerospace work, animal trainer, jockey, security guard, industrial machine operator, industrial manufacturing, aerial performance, newspaper-war correspondent, farmer, stuntman, construction site worker, decoration &/or maintenance worker, fisherman, ship crew &/or outdoor manual worker; Piloting or serving as a crewmember or riding in any aircraft except as a fare paying passenger on a regularly scheduled airline. For other exclusions, please refer to original policy provision.

ELIGIBILITY:

1. The proposed company must be registered in Hong Kong.
2. The proposed company must pass the Insurer’s relevant customer identification review.

Insurance Plan Detail

PERSONAL INFORMATION COLLECTION